Cheap SR-22 Insurance in Illinois
Prices reviewed 2026-11-13
Bottom line: Illinois SR-22 prices are mid-range overall, but Chicago ZIP codes cost far more than downstate towns.
Price levelAverage cost
Minimum limits25/50/20
SR-22 lengthAbout 3 years
Filed withIllinois Secretary of State
What SR-22 insurance costs in Illinois
Chicago's city ZIP codes are some of the priciest in the Midwest, while Peoria, Springfield and rural Illinois are much cheaper. A DUI with a BAIID requirement adds device costs on top of insurance.
How to pay less in Illinois
- Compare carriers, especially in Chicago.
- Budget for BAIID costs if you get an MDDP.
- Use liability-only on older cars.
Illinois SR-22 rules that affect price
The Secretary of State handles filings. First-time DUI offenders may qualify for a Monitoring Device Driving Permit.
Illinois SR-22 price questions
Is Chicago SR-22 insurance expensive?
Yes, much more than downstate.
What's a BAIID?
It's a breath alcohol ignition interlock device, required for an MDDP.
Price levels compare Illinois with other states using published 2025 to 2026 industry rate studies. Confirm rules with the Illinois Secretary of State.