Cheap SR-22 Insurance in Texas
Prices reviewed 2026-11-13
Bottom line: Texas SR-22 prices vary hugely by city. Houston and Dallas cost far more than smaller towns. The roughly two-year requirement helps keep total costs down.
Price levelAverage cost
Minimum limits30/60/25
SR-22 lengthAbout 2 years
Filed withTexas DPS
What SR-22 insurance costs in Texas
Houston, Dallas and San Antonio ZIP codes sit well above the Texas average, while rural counties cost much less. The 30/60/25 minimums mean liability-only policies carry decent coverage.
How to pay less in Texas
- Compare carriers. Big-city price gaps are large.
- Choose liability-only on older cars.
- Remember the shorter two-year requirement, and requote the day it ends.
Texas SR-22 rules that affect price
Texas DPS generally requires the SR-22 for two years. An occupational license usually requires one.
Texas SR-22 price questions
Is Houston SR-22 insurance expensive?
Yes, compared with most of Texas.
How long is a Texas SR-22?
It's generally two years.
Price levels compare Texas with other states using published 2025 to 2026 industry rate studies. Confirm rules with the Texas DPS.