SR-22 Discounts You Can Still Get
Prices reviewed 2026-11-13
Bottom line: Paid-in-full, paperless, autopay, bundling, defensive driving and telematics discounts are often still available with an SR-22. Ask for every one by name.
Good-driver discounts usually disappear with an SR-22, but plenty of others don't. Ask for each of these by name, because agents don't always apply them automatically.
| Discount | Typical value | Notes |
|---|---|---|
| Paid in full | 5% to 15% | Also removes installment fees |
| Paperless and autopay | 2% to 5% | Autopay also prevents lapses |
| Bundling with renters or homeowners | 5% to 15% | Renters insurance is cheap to add |
| Defensive driving course | 5% to 10% | Rules vary by state and age |
| Telematics or usage-based | Up to 20% or more | Prices can rise for risky driving |
| Anti-theft or safety features | Small | Applies to comprehensive coverage |
Estimate what these discounts would save you with our savings calculator.
Do SR-22 drivers lose all discounts?
No. Mostly the good-driver and accident-free discounts go away.