Cheap SR-22 Insurance in Tennessee
Prices reviewed 2026-11-13
Bottom line: Tennessee SR-22 prices are mid-range, with Memphis among the priciest areas in the state.
Price levelAverage cost
Minimum limits25/50/25
SR-22 length3 to 5 years
Filed withTennessee Department of Safety
What SR-22 insurance costs in Tennessee
Memphis and Nashville cost more than Knoxville, Chattanooga and rural Tennessee. Longer filing periods after repeat offenses raise the total cost.
How to pay less in Tennessee
- Compare carriers.
- Budget for the interlock after a DUI.
- Avoid new violations that could extend your period.
Tennessee SR-22 rules that affect price
The Department of Safety processes filings, and restricted licenses often require an interlock.
Tennessee SR-22 price questions
Is Memphis expensive?
Yes. It's one of the priciest areas in Tennessee.
How long is a Tennessee SR-22?
It's commonly 3 years, and can be longer.
Price levels compare Tennessee with other states using published 2025 to 2026 industry rate studies. Confirm rules with the Tennessee Department of Safety.